Cash Advance Frequently Asked Questions

What is a Cash Advance or Payday Loan?
In simplest terms, a cash advance or payday loan is a small amount of money that is credited into the applicant’s bank account. There are many reasons why people get these temporarily loans, ranging from paying off an unexpected bill or to splurge while on a vacation. Most people get them because unforeseen expenses arise and they don’t want their inability to pay to destroy their credit. It provides an ample amount of money for the individual to use at their own discretion until their next paycheck arrives. Paying back the cash advance is even easier than applying. This is because your cash advance repayment can be automatically deducted from your bank account on a date of your choosing. See your lender for additional information about this feature.

How do I qualify?
Most lenders will require the followng:

• You must be employed (or receiving regular income)
• Earn a minimum of $500 bi-weekly (or $1000 per month)
• Legal US Citizen and 18 years old
• Have an active bank account

How long does it take?
It’s fast! After you have submitted our online form, you will be contacted by one of our premier lending partners who will then complete the rest of the cash advance process. Your loan will be deposited into your bank account on the next possible business day in accordance with your lender's transfer policy, so ask your customer service agent about this before you commit to a loan of any kind.

Do I need collateral to receive a loan?
No. Your future paycheck acts as your collateral, so you don’t need to worry about putting up anything else (such as a house or a car).

Is my application and financial information secure?
You bet! Our system uses 128-bit SSL technology to secure your information.